Interchange fees on card transactions amount to over US $34 billion per year worldwide, around US $26.5 billion for card payments at merchants and over US $7.9 billion for ATM cash withdrawals. This massive transfer of funds between banks and other financial institutions has an important impact on the cards business, merchants and consumers.

Interchange fees account for up to 90% of issuers' card-related income on consumer debit and commercial cards, up to 35% of issuers' income on credit cards and up to 95% of acquirers' costs of accepting and processing point of sale transactions. Interchange fees in the USA total over $16 billion dollars per year: on average they represent around 75% of the merchant service charges that are paid by USA merchants to their acquirers for credit card transactions.

This is a back end “Interchange Fee” that is rebated to the ATM provider that is not usually divulged to the ATM Owner, by franchisors, or ATM providers. Not only does ATMBusiness.com divulge the fee, we also turn 100% of it over to you. Our Interchange Fee amounts to 20 cents per transaction. In other words, if you’re charging your customers a $1.50 transaction fee, your total return will amount to $1.70.

What could be more profitable?